At Financefy, accessible at https://financefy.ca/ ("Website"), operated by alinmat.com ("we," "us," or "our"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use Financefy, a news aggregator service that curates and links to third-party news content. By using the Website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use Financefy.

1. Information We Collect

We may collect the following types of information when you use Financefy:

1.1 Personal Information

1. Voluntarily Provided Information: If you choose to engage with certain features (e.g., subscribing to newsletters, submitting comments, or contacting us), we may collect personal information such as your name, email address, or other details you provide.
2. User Account Information: If Financefy offers user accounts (e.g., for personalized news feeds), we may collect information such as your username, password, and preferences.

1.2 Non-Personal Information

1. Usage Data: We collect information about how you interact with Financefy, such as pages visited, links clicked, time spent on the Website, and search queries.
2. Device and Log Data: We collect technical information, including your IP address, browser type, operating system, device type, and referring URLs.
3. Cookies and Similar Technologies: We use cookies, web beacons, and other tracking technologies to enhance your experience, analyze usage, and deliver personalized content. Cookies may include session cookies (temporary) and persistent cookies (stored until deleted or expired). You can manage cookie preferences through your browser settings.

1.3 Third-Party Information

1. Third-Party Analytics: We use third-party analytics tools (e.g., Google Analytics) to collect aggregated data about Website usage.
2. Third-Party Content: When you access third-party news articles or websites linked on Financefy, those third parties may collect their own data, subject to their privacy policies. We do not control their data practices.

2. How We Use Your Information

We use the information we collect to:

1. Operate, maintain, and improve Financefy, including curating and personalizing news content.
2. Analyze Website usage and trends to enhance user experience and optimize performance.
3. Communicate with you, such as responding to inquiries or sending newsletters (if you subscribe).
4. Deliver targeted advertising or personalized content (if applicable).
5. Comply with legal obligations and protect the security of Financefy.
6. Enforce our Terms of Service and other policies.

3. How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

1. Service Providers: We share information with third-party vendors (e.g., hosting providers, analytics services) that help us operate Financefy, subject to confidentiality agreements.
2. Legal Requirements: We may disclose information if required by law, such as in response to a court order, subpoena, or regulatory request.
3. Business Transfers: If alinmat.com is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
4. Aggregated or De-Identified Data: We may share non-personal, aggregated data (e.g., Website usage statistics) with third parties for research or marketing purposes.

4. Third-Party Links and Services

1. Financefy links to third-party news articles, websites, and services. These third parties have their own privacy policies, and we are not responsible for their data practices.
2. We encourage you to review the privacy policies of any third-party sites you visit.

5. Cookies and Tracking Technologies

1. We use cookies and similar technologies to enhance your experience and analyze usage.
2. You can control cookies through your browser settings or by opting out of certain tracking tools (e.g., via a cookie consent banner, if applicable).
3. Note that disabling cookies may limit some features of Financefy.

6. Your Choices and Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

1. Access: Request a copy of the personal information we hold about you.
2. Correction: Request correction of inaccurate or incomplete information.
3. Deletion: Request deletion of your personal information, subject to legal obligations.
4. Opt-Out: Opt out of newsletters or marketing communications by clicking "unsubscribe" in emails or contacting us.
5. Data Portability: Request a copy of your data in a structured, portable format (where applicable).
6. Object or Restrict: Object to or restrict certain uses of your data (e.g., for personalized ads).
7. To exercise these rights, contact us at @financefy. We will respond within the timeframes required by applicable law (e.g., 30 days under GDPR or 45 days under CCPA). Note that some rights may be subject to limitations or exceptions.

7. Data Security

1. We implement reasonable technical and organizational measures to protect your information from unauthorized access, loss, or disclosure.
2. No online platform can guarantee absolute security. You are responsible for safeguarding any account credentials or personal information you provide.

8. Data Retention

1. We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, or resolve disputes.
2. Non-personal data (e.g., usage statistics) may be retained indefinitely in aggregated form.

9. International Data Transfers

1. Financefy is operated from Toronto, Ontario, Canada. If you access the Website from another country, your information may be transferred to and processed in jurisdictions with different data protection laws.
2. By using Financefy, you consent to such transfers. We take steps to ensure adequate safeguards for international data transfers, such as standard contractual clauses (if required by GDPR).

10. Children's Privacy

1. Financefy is not intended for users under 13 years old (or 16 in certain jurisdictions, e.g., under GDPR). We do not knowingly collect personal information from children.
2. If we become aware that a child has provided personal information, we will take steps to delete it. If you believe a child has provided us with information, please contact us.

11. Changes to This Privacy Policy

1. We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements.
2. The updated version will be posted on this page with a revised "Last Updated" date. Your continued use of Financefy after changes constitutes acceptance of the revised Privacy Policy.